Borrowers/Savers
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Contents |
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Industry Mapping: Borrowers/Savers
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Current Behavior
- No credit scoring/history
- Criteria not uniform
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Guidance
- Create a uniform model for assessing borrower risk/judging borrowers
- Uniform criteria should be tailored for poor borrowers
- Identify specific indicators to track that go beyond financial statements and adopt practices to continually account for them
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Tasks/Actions for MRA
- Focus on impact of end user
